Raggedly Rich

Canadian Finances, Musings, and Art

Month: June 2017 (page 1 of 2)

Frugal Save Friday – Clean Cars and Emulating Habits

This week I took on a task I’ve been neglecting for over a year – cleaning the inside of my car. I know it’s been over a year, because the last time I cleaned it must have been some time before the contract I had prior to my Euro-trip from Hell, which was last March (2016). I only had a week between the end of the contract and my flight to Glasgow, and after I came back… well, it took over 4 months to be able to walk without an Air-cast or crutches, and 3-4 months after that to be able to walk with a normal(ish) range of motion.

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Preventing the Expensive Hobbies That Come From Modest Origins

I’m not really able to toot the horn on this one – I play ice hockey, which is a pretty expensive (and painful! I’m currently keeping the score between Ms. Raggedly vs. hockey bruises, and it’s sitting at a sad 3-5; note to self: catching flying pucks with the palm of your hand leads to popped veins in said palms – much better to avoid). I also own a motorcycle, which you can read all about here. I’m hoping to keep the cost of it under control, and would never have made the purchase if we couldn’t do most of the work on it ourselves.

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When a Raggedly, Frivolous Buy is Worth It (Like My Motorcycle)

“I wish you rubber trees and wide roads.”
– quote from my Polish cousin

The first time I was on a motorcycle, I must’ve been 11 or 12. My Dad finally bought one after years of hum-hawing over whether he could afford it, and if it was worth it. The one he bought was a used, 199-something 750cc Katana – and he definitely waited until he could get a good price on it. He bought two helmets, got his license, and took me out for a spin.

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Frugal Save Friday – Thrifty, Frugal Dates

This week was a little slow for me. I got some creative work done, fixed the opening chapter of my novel, wrote some posts, and connected with what feels like dozens of personal finance bloggers in the community! (It was probably more like just one dozen – maybe a baker’s dozen; but they’re all awesome as fresh hot buns from the oven)

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Guest Post: Between Two Debts (The Power of Money)

This week I had the pleasure of contributing to We’re All Poor Here’s weekly Twitter Q&A segment about What do you love and what do you hate most about money?

I was joined by Tortoise Happy, Save Splurge Deny Debt, and Zero Day Finance.

Mosey on over and check it out!

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The Benefits of Living With Your Parents (When They Aren’t Awful or Impossible)

I’m 26 years old, and I live with my parents. And guess what? I absolutely love it.

There’s a lot of factors that have influence my decision to live with my parents.

I have the means to live on my own, but for a myriad of reasons, I hunker down in my childhood bedroom and have nightly dinners with my folks as often as I can.

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Frugal Save Friday – Mum to the Rescue

I’m adding a weekly segment to the throes of other blogger weekly segments – and it’s called Frugal Save Friday!

Frugal Save Friday is my opportunity to reflect back on the week and post about an instance of frugality (or lack thereof). I think that frugality, and thriving in the raggedly rich ethos, is a lifestyle. It’s not a crash-diet – it’s a specific, purposeful, focused way to live your life. It’s natural for some, and a goal for others. I was set-up pretty well for a thrifty, raggedly rich life by the fundamental understanding of money that my parents instilled in me. But I still think it’s important to reflect back on each week and identify the things that worked, and things that didn’t. Things that were successful, and things that… could use some work. So without further ado, my very first Frugal Save Friday post!

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The Key to Exercising Consistently on a Budget and Staying Healthy

I’ve spent the past four days this weekend on vacation, indulging in gluttony, enjoying some delicious, new-to-me food (first official taco – checkmark!) – and so I figured, what can I post about, other than how I counter the act of stuffing myself. So, here goes!

The raggedly rich way to exercise on a budget is to be honest with yourself about what you’d like to do, what you’re going to do, and how you can afford to do it. I find exercise to be key in staying healthy and happy, and you can definitely do it on a budget. My go to’s are: ice hockey, yoga / stretching, and hiking.

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Living Abroad: 8-Weeks Out of Town Without A Budget

Getting your foot in the door is a pretty important in the arts world, and I think I’ve finally managed to start doing that in a meaningful way after two and a half years. I graduated University in 2014, and have been working (mostly) steadily in the arts, meaning: three to five contracts a year, of varying quality, and joe-jobs to fill the in-between time.

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Imagination, Dreams and Money: A Collaboration

look at this beautiful graphic!

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