Raggedly Rich

Canadian Finances, Musings, and Art

Category: Household

Fighting Off Fall – 10 Frugal Fips and Fricks

Summer has ended with the subtly of a 50 car pile-up on the highway, and I’ve gone from sweating to cold toes in the span of three days.

I’m not happy.

As much as I like cozying up to the fire with some tea (or coffee) and an engrossing book, cold itself is inconvenient and makes my extremities feel weird – or numb, if we’re being dramatic.

There’s a few things you can do to fight off the chill, and fight off the impulse to start happy-spending. It’s not Christmas yet folks, despite what Costco and store inventory is telling you!

10 Ways To Fight Off Fall (Especially in Canada)

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Questions to Ask When Finding a Place to Stay Abroad, Part 2

Didn’t think there’d be any more stuff? Guess again!!

I went over a few things previously, but there’s so much to take into consideration. Some of this is getting into super nitty-gritty detail, and it really depends on whether or not these things would affect you. Everyone’s got their own style of what can be raggedly rich, and what can’t, and only you know what that is.

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Questions to Ask When Finding a Place to Stay Abroad

Ah, travel. Be it extended, short, for vacation, or a few weeks or a couple months, it’s always an adjustment.

What to expect? You never really know how a place is going to be until you get there / have been there before, but there’s a lot of things you can think about proactively that’ll make the experience less surprising, and less stressful. And, likely, marginally more enjoyable, if you’re adverse to unpleasant surprises, like I am. Though, if you’re less anal and particular than I am, you’ll probably find the experience easier anyways.

Here’s some questions Ms. Raggedly Rich always asks when subletting / renting / being billeted:

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Guest Post: Ways To Save Money By Managing Expenses Proactively Instead of Reactively

I’m over on The Frugal Farmer this week, with a guest post about how you can save money by managing expenses proactively, instead of reactively.

Mosey on over and check it out!

Ways To Save Money By Managing Expenses Proactively Instead of Reactively

my full day of snacks and food for 10+ hours in a car alone

I put a lot of time and effort into proactive actions and solutions. For some people, it’s not second nature, but there are steps you can take to help take the stress of the unexpected off your shoulders!

Thinking ahead is good for your finances, for your wallet, and for your peace of mind.

Do you fall on the reactive, or the proactive side of things?

Where to Find the Cheapest Photo Printing in Canada

With all the recent life-events happening with my family, we’ve got a couple photos we need to print out. I headed down to Superstore to do some instant-prints — BUT THEY DON’T DO THAT ANYMORE.

The age of mountains of physical pictures is leaving us. The Internet and online storage / Facebook / Instagram has replaced traditional photo albums with instant and widespread access – but there are still some things that a physical picture is nice for. But what place gives you the best bang for your buck? I took a look to find where the cheapest photo printing was in Canada.

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Preventing the Expensive Hobbies That Come From Modest Origins

I’m not really able to toot the horn on this one – I play ice hockey, which is a pretty expensive (and painful! I’m currently keeping the score between Ms. Raggedly vs. hockey bruises, and it’s sitting at a sad 3-5; note to self: catching flying pucks with the palm of your hand leads to popped veins in said palms – much better to avoid). I also own a motorcycle, which you can read all about here. I’m hoping to keep the cost of it under control, and would never have made the purchase if we couldn’t do most of the work on it ourselves.

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The Benefits of Living With Your Parents (When They Aren’t Awful or Impossible)

I’m 26 years old, and I live with my parents. And guess what? I absolutely love it.

There’s a lot of factors that have influence my decision to live with my parents.

I have the means to live on my own, but for a myriad of reasons, I hunker down in my childhood bedroom and have nightly dinners with my folks as often as I can.

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Living Abroad: 8-Weeks Out of Town Without A Budget

Getting your foot in the door is a pretty important in the arts world, and I think I’ve finally managed to start doing that in a meaningful way after two and a half years. I graduated University in 2014, and have been working (mostly) steadily in the arts, meaning: three to five contracts a year, of varying quality, and joe-jobs to fill the in-between time.

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Start Taking Full Advantage of Your Public Libraries Right Now!

For a minimal (or a non-existent, in my case) fee, you can enjoy the plethora of treasures that the local library has to offer. I love my library, and I’m keen to start using it to its fullest potential; for instance, I had no idea I could get the latest blockbuster from my library. Here’s a breakdown of what you can expect from most public libraries:

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