Raggedly Rich

Canadian Finances, Musings, and Art

Category: Travel Tips

Questions to Ask When Finding a Place to Stay Abroad

Ah, travel. Be it extended, short, for vacation, or a few weeks or a couple months, it’s always an adjustment.

What to expect? You never really know how a place is going to be until you get there / have been there before, but there’s a lot of things you can think about proactively that’ll make the experience less surprising, and less stressful. And, likely, marginally more enjoyable, if you’re adverse to unpleasant surprises, like I am. Though, if you’re less anal and particular than I am, you’ll probably find the experience easier anyways.

Here’s some questions Ms. Raggedly Rich always asks when subletting / renting / being billeted:

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The Basics You Need to Know to Use Credit Cards Effectively

There’s a lot of different resources out there dedicated to telling you what kind of credit card would be the best kind of credit card for you. And there’s also a lot of people who have different opinions on them – but I think most personal finance bloggers I know agree on this principle:

Take advantage of credit card points and savings, but only if you’re going to use your credit cards like a debit card.

That means, at the end of every billing cycling, you pay off the entire balance of your credit card, no exceptions.

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The Must-Take Items to Make Travel Easier

I’ve travelled a lot. For school, for work, briefly for a relationship, and sometimes for pleasure. And some of those occurred during awful, and physically difficult times.

This foot happened 2-weeks into my 8-week trip across Europe; first four weeks backpacking alone, and then four weeks with my family in Poland. I got the aircast in Poland, and the two weeks before that air-cast were the most painful, challenging, and difficult weeks of my life (because of more than just the foot). I call it my Euro-Trip from Hell for a reason.

But there were some things that I found invaluable while I was over there, and I have used / continue to use.

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Guest Post: Ways To Save Money By Managing Expenses Proactively Instead of Reactively

I’m over on The Frugal Farmer this week, with a guest post about how you can save money by managing expenses proactively, instead of reactively.

Mosey on over and check it out!

Ways To Save Money By Managing Expenses Proactively Instead of Reactively

my full day of snacks and food for 10+ hours in a car alone

I put a lot of time and effort into proactive actions and solutions. For some people, it’s not second nature, but there are steps you can take to help take the stress of the unexpected off your shoulders!

Thinking ahead is good for your finances, for your wallet, and for your peace of mind.

Do you fall on the reactive, or the proactive side of things?

Guest Post; Biking for Dummies: Street Basics

I had a guest post over at The Frugal Gene today!

Hop, run, skip — or BIKE over, and check it out!!

Lily makes the best graphics

I spend my fair share of time on a bike during contracts, and I’ve collected a series of tips and tricks I use on those daily commutes.

It’s not as hard as you might think it is. Head on over whether you’re a beginning or an expert (and stay for the blog!).

4 Tips if Your Struggling to Afford Hockey in Canada

I talked a little bit about this when I explained why I chose raggedly rich as my blog domain, but I’d like to delve a little further into the topic. I think organized sports are important for kids for a multitude of reasons, and while this post is specifically for ice hockey, but the information is applies across the board.

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Living Abroad: 8-Weeks Out of Town Without A Budget

Getting your foot in the door is a pretty important in the arts world, and I think I’ve finally managed to start doing that in a meaningful way after two and a half years. I graduated University in 2014, and have been working (mostly) steadily in the arts, meaning: three to five contracts a year, of varying quality, and joe-jobs to fill the in-between time.

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