Raggedly Rich

Canadian Finances, Musings, and Art

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Guest Post; Biking for Dummies: Street Basics

I had a guest post over at The Frugal Gene today!

Hop, run, skip — or BIKE over, and check it out!!

Lily makes the best graphics

I spend my fair share of time on a bike during contracts, and I’ve collected a series of tips and tricks I use on those daily commutes.

It’s not as hard as you might think it is. Head on over whether you’re a beginning or an expert (and stay for the blog!).

Why You Shouldn’t Fall For False Advertising, feat. the North American House Hippo

There’re two PSA’s in Canada I remember growing up with, with the utmost fondness.

The first one is ‘Don’t You Put It In Your Mouth’, the words to which every 20-something Canadian child should know the chorus to. “You could get sick (ick!) – real quick! (ICK!) – real sick, real ICK!”

The second is the famous to Canada ‘North American House Hippo’, a PSA that came out in the 90s to help children realize that false advertising was something that happened, and to help them understand that you couldn’t believe everything you saw on television, no matter how real it looked.

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Frugal Save Friday: The Expenses of Nothingness

(nothing picture-worthy happened this week (other than the glasses), so here’s a picture I forgot to throw up of the awesome Canada Day dinner I attended! Best hosts, and theme’d party, ever)

After my super busy and oddly unproductive side-hustles last week, I feel like I’ve found a good balance back on the books. I could be working more hours at the store, but as they’re limited by payroll, I’m glad to find myself using the time productively elsewhere. But a whole lot of nothingness also lends itself well to living a raggedly, frugal life.

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Your Financial Story Arc: Earning Money

Part 1 of Your Financial Story Arc: Earning Money

Your finances mimic the rise and fall of a story arc – exposition becomes earning money, rising action becomes building net-worth, the climax is your retirement, the falling action is retirement withdrawals, and the conclusion, is, well, death.

financial story arc to the rescue!

Since the initial post on this didn’t really delve into the topics in detail, I’m publishing a four-part series to tackle the concepts in greater depth.

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Frugal Save Friday: Two-Hike-Week

we’re totally those people taking pictures at the peak

Two hikes in one week make a very rugged, tired, dirty, Ms. Raggedly. In lieu of summer hockey, which is taking a two-week break, I went on a 5-hour every-sort-of-hiking adventure on Monday, and a much more tame, moderate 4-hour hike on Thursday. Combine that with work and restocking the house after a week of the parents away, and I haven’t had much time to write. (And then I did have time to write, but I started writing creatively, and was a little worried that if I stop, the magical fountain will wilt and I will be able to write no more).

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4 Tips if Your Struggling to Afford Hockey in Canada

I talked a little bit about this when I explained why I chose raggedly rich as my blog domain, but I’d like to delve a little further into the topic. I think organized sports are importantĀ for kids for a multitude of reasons, and while this post is specifically forĀ ice hockey, but the information is applies across the board.

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Frugal Save Friday – Clean Cars and Emulating Habits

This week I took on a task I’ve been neglecting for over a year – cleaning the inside of my car. I know it’s been over a year, because the last time I cleaned it must have been some time before the contract I had prior to my Euro-trip from Hell, which was last March (2016). I only had a week between the end of the contract and my flight to Glasgow, and after I came back… well, it took over 4 months to be able to walk without an Air-cast or crutches, and 3-4 months after that to be able to walk with a normal(ish) range of motion.

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Preventing the Expensive Hobbies That Come From Modest Origins

I’m not really able to toot the horn on this one – I play ice hockey, which is a pretty expensive (and painful! I’m currently keeping the score between Ms. Raggedly vs. hockey bruises, and it’s sitting at a sad 3-5; note to self: catching flying pucks with the palm of your hand leads to popped veins in said palms – much better to avoid). I also own a motorcycle, which you can read all about here. I’m hoping to keep the cost of it under control, and would never have made the purchase if we couldn’t do most of the work on it ourselves.

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When a Raggedly, Frivolous Buy is Worth It (Like My Motorcycle)

“I wish you rubber trees and wide roads.”
– quote from my Polish cousin

The first time I was on a motorcycle, I must’ve been 11 or 12. My Dad finally bought one after years of hum-hawing over whether he could afford it, and if it was worth it. The one he bought was a used, 199-something 750cc Katana – and he definitely waited until he could get a good price on it. He bought two helmets, got his license, and took me out for a spin.

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Frugal Save Friday – Thrifty, Frugal Dates

This week was a little slow for me. I got some creative work done, fixed the opening chapter of my novel, wrote some posts, and connected with what feels like dozens of personal finance bloggers in the community! (It was probably more like just one dozen – maybe a baker’s dozen; but they’re all awesome as fresh hot buns from the oven)

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